2026 Comparison Guide

Best Budget App Free 2026: Compare Top Budget Trackers

Find the perfect budget app for your needs. We've compared the top 5 budget tracking apps based on features, pricing, user ratings, and real-world performance. Discover which budget app offers the best value and fits your budget.

Top 5 Budget Apps at a Glance

Quick comparison of the best budget apps based on pricing, features, and user ratings

Budget AppFree PlanPaid PlansRatingBest ForAction
#1
ekspeer
Recommended
Free budget app with expense tracking and subscription management
€4.99-€9.99/month
4.8(150)
Users wanting free tier + expense trackingTry Free
#2
Mint
Popular budget app (shut down in 2024)
LimitedN/A
4.2(8,500)
No longer availableN/A
#3
YNAB (You Need A Budget)
Zero-based budgeting app with strong methodology
$14.99/month
4.5(12,000)
Users wanting zero-based budgetingN/A
#4
PocketGuard
Budget app focused on spending limits
Limited$7.99-12.99/month
4.3(4,500)
Users wanting simple spending limitsN/A
#5
Goodbudget
Envelope budgeting app
Limited$8/month
4.1(3,200)
Users wanting envelope budgetingN/A

Detailed Reviews: Best Budget Apps

#1

ekspeer

Best Overall

Free budget app with expense tracking and subscription management

4.8(150 reviews)

Pros

  • Completely free Basic plan
  • Expense tracking included
  • Subscription tracking included
  • OCR receipt scanning (paid plans)
  • No bank connections required
  • Privacy-first design

Cons

  • Limited free tier (1 budget category)
  • Manual entry required
Free Plan
Yes (1 budget category)
Paid Plans
€4.99-€9.99/month
Best For
Users wanting free tier + expense tracking
Try ekspeer Free
#2

Mint

Popular budget app (shut down in 2024)

4.2(8,500 reviews)

Pros

  • Free plan available
  • Automatic transaction import
  • Credit score tracking
  • Bill reminders

Cons

  • Discontinued in March 2024
  • Required bank connections
  • Privacy concerns
  • No longer available
Free Plan
Was free
Paid Plans
N/A
Best For
No longer available
#3

YNAB (You Need A Budget)

Zero-based budgeting app with strong methodology

4.5(12,000 reviews)

Pros

  • Strong budgeting methodology
  • Great mobile apps
  • Educational resources
  • Active community

Cons

  • No free tier ($14.99/month)
  • Requires bank connections
  • Steep learning curve
  • Expensive
Free Plan
No
Paid Plans
$14.99/month
Best For
Users wanting zero-based budgeting
#4

PocketGuard

Budget app focused on spending limits

4.3(4,500 reviews)

Pros

  • Free plan available
  • Simple interface
  • Spending limit tracking
  • Bill negotiation

Cons

  • Limited free features
  • Requires bank connections
  • Basic budgeting only
  • Privacy concerns
Free Plan
Limited
Paid Plans
$7.99-12.99/month
Best For
Users wanting simple spending limits
#5

Goodbudget

Envelope budgeting app

4.1(3,200 reviews)

Pros

  • Free plan available
  • Envelope budgeting method
  • Family sharing
  • No bank connections

Cons

  • Limited free envelopes
  • Manual entry only
  • Basic features
  • Outdated interface
Free Plan
Limited (10 envelopes)
Paid Plans
$8/month
Best For
Users wanting envelope budgeting

Key Features Comparison

FeatureekspeerMintYNABPocketGuard
Free Plan AvailableLimited
Expense Tracking
Subscription Tracking
OCR Receipt Scanning
No Bank Connection Required
Mobile App

Ready to Start Budgeting?

ekspeer is the best free budget app with expense tracking, subscription management, and OCR receipt scanning. Start tracking your budget today—completely free, no credit card required.

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